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I co-signed a loan for my brother to get a harley back in the summer. He lost his job and can't make the payments now. I just found out that they never put his name on anything and the loan was obtained using my name only, without my knowledge, though all of the paperwork we signed had both our names on it. He as the loan holder and me as co-signer. Are they allowed to do that?

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Answer:Yes, they are allowed to do that..

You just learned a very hard lesson…

NEVER NEVER COSIGN A LOAN. If the other party defaults, YOU are on the hook for paying the loan, and YOUR credit rating gets ruined if the loan isnt paid…

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Answer:YOU agreed to cosign. Even if you brother had done everything the way you thought, you would STILL be 100% liable for what he would not be paying. You can TRY to sue him for what you WILL pay the lender, but I doubt you will be able to collect, even if you win.

Report Abuse

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Answer:You can probably go back to the lender and add your brother's name to the loan, based on the copy of the paperwork that you signed. Hopefully you have a copy of that. However, what you cannot do is take your name off the loan, so the result will still be the same – you will be responsible for the payments.

Since the lender thought you worthy as a co-signer, you will probably be able, with sacrifices, to make the payments. Is your brother honorable? Will he agressively seek another job, then resume payments, and pay you back for the portion where you covered for him? If that's not the case, the bike should be sold now to reduce the debt. It's unlikely that the proceeds would fetch enough to pay off the loan, though – you would still be responsible for that.

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Answer:Yes. Cosigning means that you are fully responsible for the loan if he defaults. Expect your credit to suffer considerably. And you can not get your name "off" the loan. Since the bike is probably now worth much less than it was when you bought it (if it was new) you are going to have a hard time selling it for a high enough price to pay off the loan. Call the finance company and see if there is anything you can work out.

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Answer:It sounds like fraud to me and it sound like your deadbeat brother was involved. Check with a local lawyer and don't ever cosign for someone again.

Proverbs 17:18 (New American Standard Bible)

A man lacking in sense pledges and becomes guarantor in the presence of his neighbor.

A lesson many of us have learned the hard way!!

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Answer:u have to repay the loan

Has long as you had the comprehensive coverage, the door was not left unlocked there are no issues for your son. The insurance company will pay for the claim, subject to no fraud and misrepresentation.

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Answer:Depends on how the policy was written, and it depends on if they think he paid someone to take the keys and steal the car for him.

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Answer:They will pay as long as he did not steal his own car or have someone else do it.

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Answer:As long as the claim is genuine and he had Comprehensive coverage then they will.

I work at a place where I've had a coworker threatening & harassing me which they do also to other coworkers. They have done it in front of management & nothing has ever been done about it. Can I please get some advice on what to do here? Thanks

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Answer:For your own protection, get an attorney.

THE best way to find a lawyer is by word of mouth. Ask your: family, friends, coworkers, anyone you might know in the same situation, etc.

OR

Call your local (usually county) bar association. Ask for names of attorneys that handle Employment law for employEES. (If money is a BIG problem, you could also ask for the phone number of your local LegalAid office. – the attorneys at LegalAid are "real" attorneys, but sometimes in the field of Law, how much you are willing to pay does affect the quality you get.)

When you call the law office(s), insist on speaking with the Lawyer. Just tell the Secretary the main idea of your matter – do not tell all the little details of your matter to the Secretary – save the details for the Attorney. When you get the Lawyer on the phone line, ask him/her:

- Do they give >>>FREE, initial consultations for the FIRST meeting? (most do, but not all – you have to ask, don't assume)

- How much do they charge?

- Could you make payments on your account?

- Can they help you? OR Refer you to someone who can help you?

Good luck.

(This is based on my knowledge, information, belief, and life experiences. This was intended as personal opinion, and not intended to be used as legal advice. Seeking advice over the Internet is not a good idea – the field of Law is too complex for that. Please be careful and do your research.)

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Answer:You're working in a Hostile Environment. Illegal.

Next time this dysfunctional either threatens, harasses, or intimidates-say: "(coworker's name) if you don't stop (obnoxious behavior) me, I'll take it up with management." Set him up-see if this idiot harasses in front of others. Ask a coworker to have their cell phone ready, and when this idiot acts up, to start taping, if possible. Immediately walk away. No arguments, no confrontations. Document. Never mind management's ignoring the situation. I'll explain why you should make that statement later on. You are going to build a slow, methodical case.

Document-dates, full name/title/department of coworker, particular behavior towards you (harassment,yelling, aggressive, etc. verbatim), any threatening gestures towards you (i.e. in your face), any witnesses, i.e. management (be specific with names, etc.). Your boss gets a copy.

If you're Union, contact your union rep, show him your documentation(s).

No resolution from your boss? Next time, or any time your coworker acts like a schoolyard kid towards you, or any other coworker-keep documenting. This time, send copies to management, including your initial one you sent your boss. You're showing that you're methodically going up the chain-of-command.

No resolution from management and coworker's still misbehaving? Keep documenting. It's time to notify the owner, or whoever's above management, i.e. Company President. Send him a copy along with ALL other copies you've sent to your boss and management.

I hope this doesn't happen, but if you're fired on some unfounded charge, or because you "dared to speak up and document this hostile environment", call a labor lawyer, give him all of your documentations. They will turn into legal evidence, admissible in court.

Understand that your coworker and management could lie and claim "nothing happened." They've got words=hearsay. You'll have written (and hopefully video) proof you worked in a hostile environment, starting from when you asked your coworker to stop harassing you, nothing was done, you then notified management, nothing was done, you then notified a higher-up – and nothing was done. You went up the chain of command, didn't bypass anyone in authority and was ignored.

Commuting's bad enough. Commuting to a minefield workplace is worse. There's no reason for it.

Good luck.

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Thank you and God bless you.

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Answer:There isn't any such thing.

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Answer:Hi there Friend

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Answer:Just about any site that sells something has an affiliate program and is free to join. There are also affiliate networks like commission junction. The thing is that unless you have a website that is generating massive amounts of traffic and are a great internet marketing it's unlikely that you will make any money with an affiliate program.

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Answer:You can join reputable affiliate networks where they offer thousands of legit products to promote. These networks pay on time too. Eg. Clickbank, Commission Junction, Clix Galore, Linkshare.

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Answer:I would suggest you look into Adult Affiliate programs. They are the easiest and highest converting. I make an extra $400-$500 per month working 1-2 hours every day from home.

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Answer:Absolutely look no further but you should be quick…

hi i have been told that the navy expect u to be clear from visiting the doctors for 2-3 years about bad knees ect but i have visited the doctors about a lump above my testicle does this count toward it or does it not matter

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Answer:That shouldn't matter, what there more concerned with is injuries or problems with joint problems or anything that you could make worse if you were to go through basic training. Bad knees/ankles/backs/shoulders etc They expect people to have been to the doctors within the last 2/3 years just don't want people who have conditions that could be made worse or leave them unable to complete the physical parts of basic training and daily work duties. Bad eyes/hearing is another thing they look for.

My wife moved out, and so I'm looking for one or 2 people to move in in my empty rooms in my house, but share the rest of the rooms with me.

I know for example that if you are renting a house, you can't turn someone down because they have kids. Can I turn someone down because they have kids if Its my house where I'm living? Can I dictate sex? (for example, my mother would flip out if she found out I had a girl staying in my house, so can I only allow guys?)

I was going to post up a listing and get the word out that I'm looking for roommates, but I wanted to know what I'm allowed to limit potential people by.

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Answer:Because you are occupying the property, you can establish whatever rules you want with regard to who will live with you.

However, definitely have written leases (even if they will only be paying you month to month if that's what you want) so everyone knows what the rules are. You don't want one of the guys bringing in his druggie girlfriend to live in his room (only by way of example ). Also, study up on the landlord/tenant rules for your state, so you can see what you need to do to legally evict them if they break the terms of the lease (don't pay you), what you can and can't do with prepaid rent and security/damage deposits, etc.

I'd recommend watching Judge Judy for a couple of weeks; if that doesn't cool you on this idea at least you will know what you have to prepare for.

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Answer:If you are renting a house from someone THEY the landloard can say you can't rent it to someone else. It's not your property. It was rented to you and your wife. Not you and random people you want to rent rooms out to.

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Answer:You can rent to whomever you feel would be a compatible fit for you. You can live with or deny anyone you want. The people you deny don't have to know why they were not chosen.

Good-morning America , I have a question for you. If I am a housewife (I am) and my husband gives/pays me $1,000 every two weeks for doing my housewife duties, (cooking, cleaning, taking care of the baby 24-7, doing our accounting/budgeting) but I also have to use that money for expenses, (buying cleaning supplies, buying diapers for the baby and baby food, buying groceries to cook etc…) can I save my receipts and get all or some of that written off of my taxes since I am buying things for my job? If yes, where does the line draw? If I pay the light bill with that money can I write that off too since I need that to perform my job? And the water too? What about buying a washing machine and a dryer? And the gas that I use to go grocery shopping and to pay bills? I have talked to a girl whose job it is to look good, and she can write off any makeup that she buys, boob jobs, getting her hair and nails done, if this is true for her, is it true for us housewives? Thank you for your answer in advance.

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Answer:This money was after-tax money from you husband on which you paid no income tax. Therefore you have nothing to write off since your activites do not technically meet the definition of employment. Yes it is cetainly work, but not a formal and taxable business arrangement.

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Answer:No, sorry good try though. All those expenses are personal living expenses of the family and not ordinary or necessary business expenses.

The IRS won't allow it, and will be backed up under the substance vs. form doctrine. Basically its saying those expenses would not be deductible to any family. By creating an employer/employee relationship with your husband does not change the nature of the expenses.

Also, that girl can't write off those expenses either. She just hasn't been audited yet.

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Answer:Housewives are the unsung heroes of the US.

You get NOTHING.

The money he gives you is NOT income.

The money you spend is not a business expense.

As for your friend, looking good is NOT a valid deduction. A boob job is occasionally a tax deduction for a woman who dances in a topless joint, but not for anyone else.

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Answer:Your personal expenses (food, clothes, utilities, etc.) are never tax deductible. You and your spouse should be filing a joint tax return – it doesn't matter if only one spouse actually has income. Being a homemaker ("housewife" you call it) is not considered employment for tax purposes.

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Answer:no

you file married jointly and the exemptions and standard(or itemized) as you are entitled to do

you are not in business for yourself

your friend is stretching the issue and no, those are not deductible expenses for her

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Answer:Unless you are divorced or legally separated, the money isn't taxable income to you anyway. Whatever you do with it isn't deductible whether you're together or not.

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Answer:no one except strippers and porn stars can deduct boob job expenses – maybe

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Answer:Sorry but none of that is deductible. You don't have a job as far as the IRS is concerned and the money that your husband gives you to run the household isn't income to you and is not reported on your tax return(s). (I'm not saying that you don't work — you certainly do — but you have no taxable income and personal household expenses are not deductible.)

Normally you'd file a joint return with your spouse. This usually results in the lowest possible tax liability, and in cases such as yours where only one spouse has taxable income it's virtually always the case that this is the preferred way to file.

If your friend is deducting makeup, boob jobs (unless she's a topless dancer) or other personal care expenses they will be disallowed by the IRS when she is audited.

desparate for help???? have just got a new a job and they need me to have a bank account to pay my wages into directly! my old bank account was closed down due to me being overdrawn and now im having big problems getting a new one!!! any help would be a godsend?

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Answer:Try The Cooperative Bank. They'll let pretty much ANYONE open a very basic bank account.

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Answer:You need to apply for a basic bank account with no borrowing facilities until you can build up a good reputation with the bank. Most of the high street banks provide them and you shouldn't have any problems getting one even with bad credit as your not able to go overdrawn, don't issue cheque books or overdrafts. Both Natwest and LLoydsTSB provide them as well as HSBC and Abbey.

If you still have no luck try the post office, they provide very very basic accounts. You can pay money in but to withdraw money you have to go to a post office branch with your ATM card. You can't use the card anywhere else but the post office so it's very limited but it will give you somewhere to pay in your wages.

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Answer:HSBC

will let you open a basic account, as-long as your wage is paid in.

you can draw your money out but only the money in your account, you get no over draft and have 24/7 access to your money

you can pay DD from a basic account you just cant have cheque books or go over drawn

Good luck

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Answer:I go along with the other answers. Also, find out which bank your employer uses, and which branch, and see if that one will play ball.

Otherwise look to Building Societies. They often don't have overdraft facilities but will take direct payments of wages and let you get your cash out again.

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Answer:You shouldn't have any problem opening a basic bank account if you explain the circumstances to the bank. They won't give you a debit card or cheque book, just an ATM card.

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Answer:The Post Office seems your best bet. They might give you a basic bank account which you cannot overdraw but you can pay your wages in to.

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Answer:explain to the bank that your wages will be paid into an account that may help

Don't give me a crap. I know Ctrl F option is there. But that is only valid for a particular webpage. I am talking about whole website content.

Answer only if you know and tried the same.

Thanks.

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Answer:Go to Google and search for the domain name AND the word you're looking for (ie., DoralSEO.com PPC). Under the results for DoralSEO.com, click "cache". That'll highlight exactly where, on the page(s) the word you're searching for is.

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Answer:U can always do an advanced search using google where u can find a specific page with the exact word u are looking for. u can start by clicking on the "Advanced Search" link next to your google search box and in the last text box, enter the domain name and in the exact phrase box enter the word u wanna search. U will get the result u wish. cheers

Note: dude………chill out on the attitude. Many wouldn't bother to answer after seeing the first line "don't give me crap"

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Answer:Type this:

For Example

web text:PPC Management www.resultfirst.com

In this way you will get the first site with that domain in this case result first with no usual description but with the most relevant unique description from the website which is highlighted with the term you are searching for in that website. Try this you can get your answer.

a middle school/high school teacher – either biology or english

or a biologist – ecologist, environmental conservationist

when it comes to salary and being able to stay in North Carolina, where would i have a better chance of finding a job?

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Answer:English middle school/high school teacher.

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Answer:english

I bought a condo that has an HOA. I got a notice on my car one day stating my car would be towed if i didnt update my tags. I didnt even know they were expired, but i was going to get new ones on monday (it was wednesday) So come monday I went to go to the DMV and the car was gone! They towed it already. I had to pay $250 to get it out! How can I fight this? Its just wrong, i own this damn condo and thats my parking spot.

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Answer:Timing is key. If they gave you a time frame then didn't stick to it, you may have some recourse. But proving it would mean you'd need to know when the car was actually towed, and have all the documentation to prove this. My suggestion is to let it go. By the time you file a small claims suit, you would have spent money that could have been used for a better purpose. Live and grow from this mistake. BUT I would attend the next HOA meeting and give them a piece of my mind in front of all attendee's.

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Answer:A lot of condo and apartment complexes have rules against having unregistered vehicles on the property. Your car was unregistered. The HOA was well within their rights to have it removed. They even gave you advance warning! (Keep in mind that if the DMV or the police had seen it, they would have ticketed or towed you anyway, even without the involvement of the HOA.)

Ordinarily, I'm opposed to most of the stuff that HOAs do to their tenants. In this case, however, it was you who dropped the ball by not being aware that your registration was about to expire. That's YOUR responsibility to keep on top of. You didn't. Now you get to live with the consequences.

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Answer:Damn, they gave you notice and you ignored it, deciding to do things on your own schedule and on your own time. READ your HOA, as I'm sure it says cars without current tags can be towed. Sure it's your parking spot, but you live in a community and there are rules and you violated them. They even gave you the courtesy of a warning, and you didn't act. How can you fight this? Be proactive. Obey the law. Don't let your tags expire. Obey your HOA rules. Respond immediately to notices.

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Answer:You own the condo, not the parking spot. You knew teh rules, had a warning and refused to comply. DMV was open Thursday.

You made a choice, knowing in advance what would happen. You made the wrong choice, no one else did.

Say somebody won lottery, wanted have all friends live nearby, built a neighborhood – would they violate Fair Housing Act if they only let people they know live there? Could they get around it by not charging rent?

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Answer:NOPE, LLs can choose their tenants for their own property.

Nothing says they have to offer property for rent or sale upon the open market. Renting on open market is when Fair Housing kicks in.

Fair Housing just says they cannot discriminate on prohibited basis when offering property for rent or sale. Renting to only friends does NOT violate that in most cases.

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Answer:If it is your property you can let whomever you want to live there. And you can rent your property to whomever you want to. The only way you violate any laws is if you advertise you are renting and then refuse to rent to blacks, hispanics, whites, gays, or some other specific group of people.

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Answer:Depends on exactly how you do this. If the effect is to make it racially segregated and you are selling them the house or renting them the house then it would likely be against the law. If you allow guests into your private home or homes then I bet you can do that as you please.

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Answer:If it's entirely private rental agreements, no ads or anything, no one else would even know, and therefore it would be non-discriminatory, since you're not rejecting anyone.

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Answer:Can I be your friend?

Steffen is correct. Shouldn't be an issue.

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Answer:If you own the house, anyone you want can live there. Rent-free or not.

I have a pretty stressful retail job because customers are constantly tugging on my shoulder and I work in a busy department of a busy store. The holidays are here, so they're giving me even more hours, and Black Friday is also coming around, so I have to study all of the deals for that day and talk with my supervisor about what I'm supposed to do that day. I'm a little stressed! How can I relax?

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Answer:Whack on sum good music, lie on the sofa, have a cup o tea and get out the pron!

Old tenants want their deposit back?

I had two friends sign a lease. There was an altercation between them so one wanted out. We mutually decided to end the old lease.

I drew up a new lease with the girl that wanted to stay and she had her new boyfriend sign with her. They put down the deposit and four months later they both want out. I was going to try and hold them to it but afterwards said if they moved out I would only keep the deposit will let them abandon the lease if they left the place in order. We agreed last day of the month to move and they moved out as expected. However, they busted up the bedroom wall and closet in a cat fight. They also left behind a bunch of garbage. Now one girl says she wants the deposit back, she ststed "we all agreed to terminate the lease and you have to give it back" ? I can do a audit of damages and keep the lease and what about lost rent?

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Answer:here in chicago, u can deduct the damaged and mess they did from the deposit. but u have to show it to them. if they agree to fix the damaged at their costs and clean the mess as their costs, then it should be o.k. as long u are happy with it. if they don't, then deduct it and make a audit to show them the costs u paid. if they don't like it, then tell them to take u to court. most likely, the damaged to the wall costs more anyway. then the deposit.

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Answer:You do not have to give the deposit back. Most landlords don't no matter what. They will find something to keep it for. If they tore stuff up, abandoned a lease, left garbage, or just didn't clean the place up you can keep it.

I would access the damages and tell her if she keeps on you will sue her for the damages that are above the amount of the deposit and you have proof of the damages.

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Answer:Since you acknowledged that you agreed to terminate the lease you can't add lost rent into the equation but you should deduct the cost to get the apartment back up to snuff so that it can be rented out and return what little if any is left over. Patching the holes, clean up, carpet cleaning, closet and paint should eat up about all of it.

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Answer:No, they don't get a deposit back.

You have to clean up after their mess. If anything, you should be charging for the repairs and clean up (Cost of repairs – deposit = $$ they owe). Even if they left it in perfect condition, breaking the lease means no deposit back.

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Answer:Since they caused damage to your place, you keep the deposit. I do hope you have the agreement about leaving the place in good order on paper and signed.

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Answer:The deposit is yours as they caused damage and they should still be paying rent until the agreed term has expired……………

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Answer:No, they can not get the deposit back. Actually you could sue them for violating the contract agreement.

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Answer:Number One Rule of LL: Be Fair, it never pays to be Nice!

What did your lease state about fees or penalty for breaking lease? Mine state retention of security deposit. Tenants are liable for rent until the place is re-rented and are liable for any damages done. Hopefully you documented the damage they did. Send them a letter (should have done this within 30 days of end of lease, end of month, end of occupancy. State that their security deposit was forfeited when they broke the lease (or whatever the lease states) and that in addition they owe $$ for damages (itemize) and $$ for rent until relet.

Two schools of thought I've heard (in talking to others)

1. Suck up, brown-noser

2. Motivated Go-Getter

Which do you think

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Answer:Carrie-

The goal of a thank you letter is to make you stand out from other candidates and to keep your name in front of the hiring authority. Only about 10% of candidates send a thank you note. It doesn't have to be long. See the link below for some free sample letters.

It can't hurt you. I recommend you not send an email. Type a short letter and drop it in the mail. The main reason for this is people get tons of email today. So, when your letter arrives, it's more likely to be noticed and read.

Good luck. Hope you get an offer.

Mike

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Answer:motivated go-getter (as long as it's worded properly). my husband once got a letter from a job applicant gushing about how my husband was the most wonderful scientist since einstein (not in those words, but that was the idea). that one got laughed at and put in your first category. but a letter expressing that the interview confirmed for you that you think the job would be a great fit for you, and that you remain very interested in the position, can only be a good thing.

if the job is for you, hope you get it!

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Answer:absolutely a great idea, and some of spoke with crucial!!! it's not sucking up it's a motivated go getter showing the interviewer that you are serious about wanting the position.

this also puts your name in front of them AGAIN, after you've interviewed… they are looking thru a bunch of resumes and names and it can only be to your benefit to have yours in front of them again..

great thing to do and i say definately do it.. i have always sent a very basic thank you card!

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Answer:I never did this because I thought it was so suck-uppy, but I have learned since reaching the executive offices it's a must. I've also learned that some executives consider it a pass/fail. If they do not receive a letter there's no second interview.

The term ISO 9000 has two meanings: a broad one and a narrow

one. In the broad sense, the term ISO 9000 includes the following

standards: ISO 9000, ISO 9001, and ISO 9004. In the narrow sense, the

term ISO 9000 refers only to the ISO 9000 standard (which talks about

definitions and vocabulary). But, in most cases, the term ISO 9000 is

used in the broad sense. So the term ISO 9000 has two meanings

(a broad one and a narrow one), while the term ISO 9001 has only

one very specific meaning (it refers to the ISO 9001 standard.

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Answer:……………………11/18/2009

……………….Will close

………..88 points

……Down

Why?

Because: I have the power of knowledge!

for example if he takes out a bank loan and puts his house down as a personal guarantee?

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Answer:You need to specify if the loan was taken out by the owner as a person or the company. Companies are distinct legal persons, much like real people they are seperate from the people who 'own' it.

Was the house put down as security for the company's loan? then the owner of the house is liable and on liquidation the house can be auctioned.

Was the loan taken out by a company whose owner has a house? Then he is not liable unless for example the shares owned by that person have not been paid fully, then the money is still due to the company on liquidation, e.g. say you still have to pay for shares worth £30,000, and you own a house, then you have to pay that money on liquidation and might have to sell your house to do so.

Hope that helps.

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Answer:It depends if the company is limited by shares or by guarantee. If by shares then he just loses his shares.

If by guarantee and his agreement with the lender was to use his house as security his house would be the collateral /guarantee and lost if the company couldn't pay it's liabilities.

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Answer:Yes he/she would enter a contract with the bank and if the house was the security then in fault there would be a liability, and the property lost.

He or she would be a personal guarantor.

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Answer:he they would enter a contract with the bank and the house as collateral

no eggs today then ?

No, she has to give you 30 days.

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Answer:Yes. It's their property. I am not sure she could make you move in two weeks but the landlord can make you move out of their property. You might could tell them you need at least 30 days to find somewhere else to move to.

Do you have a lease? If so then I am not sure if they can terminate the lease for absolutely no reason. They might have to wait til the end of the lease unless you give them a reason to kick you out.

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Answer:Probably NOT.

Do you have written lease? NO

Do you have month to month tenancy? Maybe

If you have month to month tenancy, you pay rent on first of month and no written agreement. . . .then state law applies. It requires 30 days advance notice to end tenancy. No reason is required, just notice. In most states, any notice in October, gives you to end of November. In most states notice has to be Before date rent is due, and at least 30 days in advance, and you don't have to move in middle of month (if you pay on first).

Google your state LL/tenant laws and notice requirements.

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Answer:It really depends on what type of lease you have but I wouldn't think so in any event. If you live in England or Wales and you have one of the shortest periodic tenancies (ie an weekly tenancy) then theoretically she would need to give you a week's notice. However under the protection from Eviction Act 77 they legally have to give you 4 week's notice.

If you have a fixed term tenancy then she will have to wait until the fixed term expires unless there is a break clause in the lease which entitles her to gain possession of the lease earlier. but again, she would need to give you proper notice as set out in the break clause

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Answer:here in chicago, if there is a lease or rental agreement, the answer is no. landlord has to wait until it expire. plus, landlord have to give 30 days notice before the lease or rental agreement expire. even if the any. landlord have to give 30 days notice.

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Answer:Do you have a lease or rental agreement? If so, the terms of that rule. If not, you are considered to be a "month-to-month" tenant and state law prevails. In most states, a 30-day notice to vacate is required.

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Answer:She has to abide by the rules of the lease. She either has to give you until the end of the term or if you are month 2 month she has to give you 30 days. Her wanting to move back isn't your problem.

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Answer:Usually NO. The rule is based on how frequently you make rent payments.

If you pay monthly, landlord must give 30 days. If you pay bi-weekly, then, YES, they could give 2 weeks' notice.

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Answer:It depends on where you live and if you have a lease. In some states, such as Florida, the landlord only needs to give a 2 week notice on month to month tenancies. Check your local laws.

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Answer:In almost all states, a 30 day notice is required .

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Answer:Working as a landlord is unmistakably a true work

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Answer:If there is no lease I believe they can make you move out with two weeks notice.

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Answer:its her house what is she supposed to do? i thought it was about 30 days notice but i think your out of luck here

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Answer:yeah i think so…as long as she gives you some notice(2-3 weeks is what they usually give)

Fairly stable, even with the economy as it is

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Answer:Well, I think that the first three answers should have helped you. I don't have anything more to add. LOL!

The "Finance sector" could describe many different roles and apply to many industries. So it's hard to speak generally. If you mean to work on Wall Street, I have met people who have had stable jobs for years though they tend to be incredibly demanding. The trend is to burn out for ten years or so and then move to another role. If you're there as a trader, the stress level goes even higher. The compensation, as you have probably heard, is impressive. But one losing year can send you packing.

Off of Wall Street, it may depend upon the industry and exact role. I can only speak to my role. As an actuary/quant in a midwest insurance company, my job is very stable. I usually work right around 40 hours a week, and my job appears pretty secure. Like most insurance companies, my company is well capitalized, so we can withstand deep market downturns and remain solvent.

My major problem has become a growing unease that "money management" jobs are really only in response to the massive production of money via the loose credit policies of our monetary system. It's classic supply and demand. The supply of money has been dramatically increased which has, in turn, attracted people to "manage" it for profit.

I fear that too much wealth has been directed to the finance sector and that society can not forever support it. This has drawn my concern that, perhaps, I am participating in something immoral. It also creates a practical consideration that finance jobs will be lost when our society finally readjusts to economic reality (despite all the efforts of policymakers to avoid that reckoning).

Reality may well be somewhat less than my alarmist views. But in any event, there will always be some demand for finance. Any complex business requires access to the capital markets. And I believe that my particular industry, insurance, will always have a place in society. So you may find a place where you can stay.

In summary, I guess that I have drawn where finance has been and where I think it is likely to go. If my worst views turn out, instability will be general, not just in finance. So you might as well go into something that you enjoy and roll with the changes as they occur.

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Answer:Finance sector is really wide but generally speaking is not as stable as the user above me said. Just look at how many people became unemployed after the recession. The finance sector is in some way directly linked to our economic enviroment, unpredictable changes in the economic environment could seriously affect employment in this sector.

By the way if you are still not sure about what course you are going to take, try business management. It will give you more options in relation to obtain a job and is a lot wider than you may think.

I haven't seen you on msn lately, what happened to you? Try come online whenever you are free.

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Answer:To put it in really simple terms, provided there isn't a massive global recession, a job in the finance sector is pretty secure.

I want to be a CNA. When I went to a college to ask about it, all they had to offer was "medical assistant" I'm not sure I want to do that. Where is a good college to go to be get the CNA certification? I would like to be on the track to get to be an RN. I don't know if the Med. Asst. is on that track, and it takes more to get the diploma than it takes to get certification to be a nurse.

Help?

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Answer:Please note that there aren't supposed to be too many jobs for the MA (or medical biller or coder) despite what those private $$ tech schools say. The MA field is, unfortunately, saturated with graduates looking for work. If you're interested in the field of nursing, I would look into training as a cna either at the local community college (perhaps non-credit course) or county vo-tech school as long as it's accredited within the industry. Please forgo those private expensive programs.

Just a word to the wise that the nursing field is supposed to have a high burn-out rate including cna in which the aide may be dealing with patients that are irritated, aggressive and/or confused and may not want to get a bath or get dressed for the day, know what I mean.

For general career info: http://www.bls.gov/oco and can search 'registered nurses', 'licensed practical nurses', 'nursing, psychiatric and home health aides', 'medical assistants' or whatever other career that piques one's interest.

For US colleges: http://www.utexas.edu/world/univ

Edit: I went to http://www.yahoo.com and search 'CA and nursing assistant programs' and came up with this site from the ca department of education though I don't personally know about any of the schools: http://www.cde.ca.gov/ci/ct/rp/cna.asp#C

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Answer:I'm aware that MA isn't medical biller though I was just pointing out the fact that there aren't supposed to be too many jobs for the biller either

Report Abuse

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Answer:In my area, a CNA is a week or 2 week training class, and is the lowest paid staff. You should enter the LPN program, for better positions and pay, while you can study for your BA to get your RN license.

I made an offer monday for a foreclosed home. I offered asking price with 6% closing cost paid by the seller (bank). Apparently there were 3 contracts, one which fell through and now I am guessing it is between us and someone else. So they called my agent to ask was that our "best and final offer", so we offered $1000 more of our own money because we are maxed out on what we were approved for. Does this mean they offered more than us? Does this mean we won't get the home? Please let me know, and if you have been in this situation please let me know your outcome and expierence.

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Answer:No, they say the same thing to everyone. Your offer is pretty weak because of the contingency, a lower offer with no contingency would win over yours.

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Answer:A bank will ask you if this is your best and final offer and see they had you offer 1000.00 and pay more. Be patient and see what happens. There is nothing more you could do to get this home and please know that on a foreclosed home the original owners do have "The right of Redemption" meaning they can take up to a year and pay what is owed and take the home ownership back. Usually though it is too much money for people to afford only it does happen so wait to spend a lot of money in fixing up the home. Best Wishes.

I want to become certified in medical coding and I have been reading a lot of job postings for the postion (from all over the country). My concern is that they are looking for people with experience. Is it going to be very difficult for me to get a job after taking this course? Is it even worth my time…if they are looking for experience at the onset, doesn't that rule me out before I get a chance to try??? What to do?

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Answer:There aren't supposed to be too many jobs for the medical coder (or biller or medical assistant) despite what those private $$ tech schools proclaim. With coding, the person usually needs a couple years experience doing coding tasks, certification(s) in the field and preferably completion from an accredited coding program to possibly get a job.

If still interested in the field, please steer clear of those online, for-profit schools such as penn foster, US career, everest, ITT tech, sanford brown, ashworth, university of phoenix, kaplan, strayer and others as they are merely out to 'make a profit' (and course credits may not transfer): http://www.ripoffreport.com and can type into search.

Please also forgo those private expensive schools and instead consider the county vo-tech school or community college as long as it's accredited within the industry.

For US colleges: http://www.utexas.edu/world/univ

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Answer:Hi, I'm attending technical school right now to be a Medical Coder. I'm not into the coding part yet though. I just finished two math books and my English book. I'm about to start the Keyboarding book. You can only hope that there will be a job available after you finish the course. My thinking is that even though my certification will be in medical coding, it will open up a few other doors. I will be able to do receptionist work, coding, and maybe even a few other office positions. My course takes a year .

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Answer:“Always bear in mind that your own resolution to succeed is more important than any one thing.”

Are you looking for a job or to make a lot of money and have your own business?

This is a FREE business. What I love about this business is that you only pay for what you can consume. This is a Cutting Edge 10-in-ONE Liquid Multi Formula for only $29.95 shipping. This results in only $1.34 per day. This will qualify for this Revolutionary 3-Part Compensation Plan. The pay plan is Phenomenal!

Please go to my website http://shopgbg.com/bizv/357938 and go to “Opportunities”…

and if you have more ??? I can talk to you more about it.

What is your Wealth with out your Health?

God Bless, Zhanna .

www.shopgbg.com/bizv/357938

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Answer:I suggest you to try project payday, simply because you don't need any money up front and you can start making money within minutes. I average around 3,500 dollars every month with it. Check it out at: http://tr.im/propayday

http://tr.im/propayday

This ad campaign featured a picture of an object posted once with one word across it, and then again with a different and very contrasting word. It was using your perspective shifts to grab your attention.

For example: A picture of a piggy bank saying full, and then the same picture again but saying empty.

I remember seeing these ads as I entered and exited my flights. Can anybody remember which company was using this for their advertising?

Thanks!

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Answer:mcdonald used that kind of ad when they started supersizing their food… first they show a small fry then a supersized fry that would only cost a few cents more

Okay i was in a car accident when i was four. Drunk driver 18 wheeler. Made it out alive By the Grace of God.

We sued, when i turned 18 i started receiving checks from the settlement money. the way it set up is 2500 twice a year until i'm 21 it will stop for a few years & then at like 25 & 27 i will receive a big check

& then it will be done.

Not bad right?

well currently i don't have a job and i still live at home everyone here is experiencing financial troubles,

I used to think it would be dumb to get the money out early because the people who would do it for me would charge to much, not that i'm sure at all of what they'll charge.

But now that the money is needed so badly i am considering just going and getting the lump sum.

What should I do? Help.

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Answer:Do NOT sell your structured settlement.

Those companies give you pennies on the dollar. You will lose a fortune if you sell the structured settlement.

If you need money….pound the pavement looking for a job and take any job you can get.

If you have to….clean houses for people (you can hang filers and post an ad in your church newsletter). House keepers in my area get 70-100 cash per house and you can clean more than one in a day. If you are really good….word will get out and you will have more clients than you have time for.

You can also baby sit. Advertise to be a nanny for someone.

If you have to ….sell your car….sell your computer. Do NOT sell that structure.

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Answer:This is the WEIRDEST settlement structure I have ever heard of.

Report Abuse

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Answer:Agreeing to this settlement in the fist place was the bad decision. Had your parents accepted $10,000 in cash when you were 4, and parked it in a savings account, you would likely have more today than the total payments.

Report Abuse

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Answer:Don't get a partial settlement early. It will vanish in no time at all. You and your family need to find other ways to be financially independent. Don't let others try to talk you into cashing this in.

If you are out of school, really hit the job search.

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Answer:Unless your lives depend on it, don't sell the settlement.

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Answer:Expect to pay about 45% of what you have coming to you.

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Answer:Well, selling structured settlements is generally a really bad idea because they pay very poorly.

If there is any way to avoid selling the settlement I would strongly advise that you do so. If you are up against the wall and are willing to settle for a fraction of what you'd eventually get, you can go ahead and pursue the sale.

But I repeat! It's a REALLY bad idea! especially since there are always plenty of people experiencing financial trouble. And your efforts, although commendable, would likely not really change things in the long run except that you would not have a large lump sum coming your way.

Best of luck.

Because it is your card not theirs, only you can check the balance.

I am majoring in nursing and I want to minor in something else. I came into college with a lot of my credits already so I have my schedule planned out for the next four semesters and I have barely any credits, so I decided I would go ahead and minor in something. I was wondering if anyone had any ideas?

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Answer:I would discuss whether to minor in something with the dean of your nursing school as nursing, in and of itself, should be exceptionally challenging with all of the memorization and procedures needing to be learned. The field of nursing is known to have a high burn-out rate as with the mental health/social services field.

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Answer:i'm currently a senior in high school and am taking a sociology class. i'm REALLY enjoying the class and i want to major in nursing too, but maybe i will minor in soc. it's totally cool and very relatable to life and people.

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Answer:Minoring is over-rated. Just take classes in your secondary interest including an upper division class. Only minor if it is a gimmee.

working in a nursing home type of setting. and in like the New Jersey NY PA area i guess. and if i got into this feild, would it make it easier in my future if I wanted to work in the sonogram technician area meaning getting into schools and jobs.

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Answer:in pa, i have seen and heard of people making $18-$22/hour. this is in the nortfheast pa region where they pay crappy, too so it would be something to get into. and also if you can stand needles and blood, go for phlebotomy, another in demand profession.

I am currently on unemployment. I am receiving 1900.00 a month from Unemployment benefits. I have a diners club card that has to be paid off in full. The balance being about 2,500. I have pretty good credit, but i'm not sure I am going to be able to pay the card off in full. So I am looking to get a balance transfer for 2,500.00. Whats the best thing to get and how do I go about it?

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Answer:Go to bankrate.com

click on credit cards, best for balance transfers

Do not tell credit card companies you are unemployed.

They will report this to the credit bureaus and you could see your current APR explode even higher.

Please keep unemployment to yourself when it comes to credit.

/

correct me if im wrong but is JPMorgan an income tax figure? i dont know much about this topic

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Answer:One figure that represents income tax? That would be 1000%. We pay about ten times more income tax than we should based on the good that comes of it.

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Answer:J. P. Morgan was an influential banker … but I don't necessarily think of him as a figure who represents income tax in any way.

Income tax is money paid to the government. If you need a person to represent that concept, maybe you could use Uncle Sam?

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Answer:It is a top American investment bank.

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Answer:It is not JP Morgan.

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Answer:Personally, I'd go with Uncle Sam.

my payment of $683 is due on the 15 of each month, my interest rate is 14.19% i had a 72 month loan and i have 58 payments to go. i was told if i made my payment on the first instead of the 15 i will shave off some of the interest and pay and additional $100 a month it will take off some of my payments in turn saving me money and being able to pay off my car early, if this is true how much will i save and when will i be finish paying off my car

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Answer:Well, first off, having a car loan for 72 months at 14.19% is criminal in my mind. I just got a 5 year car loan and am paying 5.15%.

I did a little work with a spreadsheet since you gave me enough info to actually work out the whole thing. I have calculated that you borrowed a princely $32,985 towards the purchase of your vehicle.

If you paid on the 15th for the entire loan, you would pay out a total of approximately $49,176. After by paying on the 1st of each month starting with the 15th payment you would save about $304…. ho hum. If you additionally increase the monthly payment by $100, this will save you an additional $2,306, not bad. Especially since it gets paid off 10 1/2 months early.

If there is any way to refinance this car and get a better interest rate, I would do that. If you had gotten a 5.15% loan like I did and paid $683 a month you would have it paid off 18 months early and save $12,193 compared to your original scheduled loan.

I can only assume that you financed the car at the car dealership and did not do any comparison shopping. I hope also that you declined credit life insurance, always a bad idea. Sometimes car lots will get you financing through your own bank or credit union, but for some reason, the rates will be much higher.

Your present loan is at a hideous rate. You should aggressively look for a way to refinance it at a more friendly rate. It is smart of you to be asking this question. To answer your question took me about 15 – 20 minutes of my time working with an electronic spreadsheet and backing into the borrowed amount. I am glad to do this on behalf of someone like yourself who is exploring ways to take control of your personal finances.

Good job!

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Answer:Here's my calculation based on your information. Your original loan was for $33,000. Your current balance is $28,565.

If you add an additional $100 / month to your payments, you will pay off your loan about 10 months early. Your total payments would have been $47,168.

Under the original payment schedule, your total payments would be $49,201. The potential savings is slightly more than $2,000.

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Answer:72 month loan is 6 years.

Why not just make double payments and pay off the car in 3 more years?

Imagine the money you'll save then?

You can also make extra payments or payments towards principal any time you want.

Paying right after the closing date – doesn't really save a ton of money.

Not even on a 30 year fixed mortgage.

It's the extra payments that count.

Hope thats a nice 49,176 car.

If you are that rich – you should just make extra payments.

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Answer:To pay your car off early… pay more than your minimum payment each month.

Instead of $683 – pay $783 or more.

If you get a bonus at work….or are given money as a gift…send that into your payment.

The per diem per day is not usually that much. Your best bet is throw as much extra money at the note as you can.

Good Luck.

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Answer:Why don't you talk to your bank or credit union about refinancing this loan? You are paying an awfully high interest rate.

Search for "amortization calculator" and you will find several websites to calculate your present loan if you pay extra.

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Answer:683×72= $49,176. There is no car on this planet worth that much money.

If you were worried about saving money you would of never bought a car this expensive.

I am going crazy with no luck looking for a job. I am in desperate need of one, I don't know where else to turn to. I am an 18 year old college student

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Answer:“Always bear in mind that your own resolution to succeed is more important than any one thing.”

Are you looking for a job or to make a lot of money and have your own business?

This is a FREE business. What I love about this business is that you only pay for what you can consume. This is a Cutting Edge 10-in-ONE Liquid Multi Formula for only $29.95 shipping. This results in only $1.34 per day. This will qualify for this Revolutionary 3-Part Compensation Plan. The pay plan is Phenomenal!

Please go to my website http://shopgbg.com/bizv/357938 and go to “Opportunities”…

and if you have more ??? I can talk to you more about it.

What is your Wealth with out your Health?

God Bless, Zhanna.

Best Regards.

Zhanna.

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Answer:Anyone wanting to go overseas to the Middle east to work i got info from a site giving away over 50 recruiters emails and phone numbers. It was in a free ebook. check out http://VacationandWork.com Hope this helps:)

This question is out of curiosity, i do not intend to shoplift. Also would it go off from electronics such as xbox 360/ps3 controllers. Once again i do not intend to shoplift.

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Answer:The security at stores goes beyond just the detectors. There are usually security cameras monitored during store hours because it is the items that have tags on the packaging that needs to be deactivated at the registers that set off the alarms. If the controllers are high theft items they may contain those security tabs. The items that are normally locked are more subject to be tagged for theft.

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Answer:They use RFID on most items, so probably very little will be able to get away with. Think things like candy and gum which may go unnoticed.

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Answer:Yes, sometimes electronics will go off at WalMart why do you need to know?

I sell video games/systems and have been trying to figure out the best way to market myself.

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Answer:You can print business cards for free.

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Answer:You could list your website on the business card.

Also, have you tried hosting video game tournaments? Like Guitar Hero/Rock Band nights, Halo nights, COD nights, etc.

Or contacting local schools (high schools and colleges) and offer to sponsor something or advertise in their sports programs (programs, in this case, meaning the printed guides they hand out/sell during games)?

It all depends on how big your marketing budget is.

Good Luck!

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Answer:I've owned a successful internet company for the last 12 years.

I never once used a business card.

BUT….It wouldn't hurt to print some up. You can probably get 500 for $20

Your best marketing strategy would be to make sure your website shows up on Google and Yahoo.

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Answer:i think people still look at business cards. put as much info as you can on them, phone no/website etc. vistaprint usually have some good offers on, not sure if its just for the UK though.

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Answer:The second someone asks you for a business card and you don't have one, you'll know the answer.

There are some jobs that I worked that I'm not too proud of…should I also include them in my resume when I'm applying for a professional job?

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Answer:put only previous jobs that has relevance to the new job you are applying for .just search prosampleresumes on the net to view various resume formats and tips on how to write a good and professional looking resume. Always remember that a well written resume will help you get the job.they will also give you tips and insights on writing a professional looking resume

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Answer:Hey Warren,

Ideally, you should carefully review each job post and pick up on some of the key skills and qualifications that they require and prefer.

You absolutely do not need to include every little thing; in fact, you should not. Edit your résumé very carefully, and think hard about the skills that you have acquired at all of your past positions. If you have worked in food services or retail, for example, it can really show that you are high energy and good with people. Always be proud of your experiences because you have to be able to talk yourself up!

Good luck in your search.

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Answer:It's generally OK not to mention jobs that:

- Were a really long time ago, or

- Aren't related to the job you want to get (unless you are young/just starting in the job market), or

- Are likely to give you a bad reference if the prospective employer follows up.

BUT… if leaving a job out creates a big "hole" in your recent employment history (which is bad), you need to weigh the trade-off between the badness of a hole vs. the possible badness of a job you would rather not mention.

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Answer:It's important to have a excellent resume, it is worth taking the time to write something that looks brilliant and does the job well. The website in the box below has lots of information on resumes and guidance with extra professions.

Where can I purchase in Bulk Hanes T-shirts Wholesale?

I'm looking for Hanes T-shirts, Sweatshirts and polo shirts in bulk wholesale.

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Answer:For Hanes T-shirts Wholesale in bulk

Try http://www.ShirtChamp.com ShirtChamp.com or

www.911shirts.com

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Answer:Try this site ,many nice apparel to wholesale.have a look ,hope it helped.

I start training at amc theaters tomorrow and im extremely nervous. I have had the worst experience dealing with customers when I worked at bjs wholesale that i quit the second day. Unfortunately these type of jobs are the only ones that are hiring until i get my degree. I'm just wondering if working at the movie theater a fun experience? is being a concessionist/usher a hard job? did you have to work holidays? please share your experience

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Answer:I worked at AMC in Milwaukee WI for almost a year and when I first started it was pretty fun. We had to do about 3 days of training out of a book and watch a lot of cheesy movies. They usually start everyone off in concessions since its the hardest, then later they train you in ushering. Working in Concessions is mostly on the register and getting popcorn and drinks, but ushering you have to go around and clean all the theaters and every theater is supposed to be cleaned in 5 minutes or less. And yes AMC requires you to be able to Work all holidays and weekends since those are usually when a lot of movies come out ESPECIALLY Christmas. You get to see free movies when your not working with a family member and/or guess and when your working your immediate family members can also come see a free movie. oh yeah ticket taker is the most boring because you just stand there collecting tickets

I work at home with my husband managing our small but successful business firm, which is a pleasure most of the time. We work long draining hours, and sometimes I am just not in the mood to speak with friends that call me. Im in my late 20's, and a lot of friends that call me dont have much going on in their lives because they are either out of work, or are wanting to vent about their problems in life. I am all for being a friend but lately I have been passing up on answering their calls.

Meanwhile: I got in touch with an old childhood friend. I havent even seen her in over 15 years. We've seen each others photos on facebook/etc and have talked several times throughout 2009, having a great time on the phone with continual laughs and memories. I called her last night and got her voicemail to which I LOVE the message. She said;

"Hey, its Celina, I cant answer my phone right now because im working, or I'm simply busy, leave a message and I'll get back to you"

I LOVED it because its so realistic and different than all of the others hundreds of voicemails i've heard throughout the years.

I told her last night that I loved her voicemail and that its the best one of heard in my life and how i'm gonna use it one day. But I was kind of saying sarcastically, I guess…she then responded with how she's heard a lot of them (hiring people and such) and told me some of the worst ones she's ever heard. She really has a great personality, and I dont really think she would care. None of my friends/colleagues know her…so they wouldnt know if I coppied it…only her. I dont think she would care, but is there any way to change it around? I just love the way hers is word for word….Whudya think?

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Answer:It is a compliment to your friend to copy her voice-mail message. Do let her know you would like to use it and get her approval so you avoid any arguments. Best Wishes.

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Answer:go for it. its just a phone message and im sure she would be flattered. i have done it myself and it was someone who we shared friends and knew i did it. she did not get offended.

I would like to learn how to prepare wills and trusts for part-time income. Would I need to become a lawyer in order to do it legally? What education, experience and/or licensing would be needed in order to practice that kind of service?

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Answer:law degree, and admission to the bar.

I have some college credits from a few years ago, but dropped out of college and started working with horses. I am currently the manager of an equestrian breeding facility, and would like to find a job that's a little less time consuming (I work 6 days 70 hrs a week with no holidays or vacations off) i can only attend college online due to my demanding job. I would love to stay working with animals but not sure where to go….or what to do!!

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Answer:As I know, this site has top listing of such college courses online – education.mypressonline.com

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Answer:There are alot of online colleges. Penn Foster is one. There are of them. They Veterinary Technician two years unless you want a career degree.