I Need A Small Private Loan($4500). I Have No Poor Credit, And No Cosigner?
2010-03-08 at 09:01 pm adminHello: I am trying to get a small private loan from anywhere/anybody other than a bank because my credit is not good and trying to buy a used vehicle. I have been trying to get a loan but the banks or car dealers are telling my credit is poor. I am looking to get a small loan ($4500) to purchase this used vehicle to get me back and forth to work and make doctor's appointment. I have Congestive Heart failure and taking mass transportation has been taking a real toll on my health. I am trying to keep working and survive and a vehicle will be very useful in helping me get around town. I have $500
down-payment and can make monthly payments of $250 a month plus a interest payment of $25.00 per month, totaling $275.00 monthly payment until loan is paid off. These car dealers want me to make a down-payment of $2000 and than my payments still would high at $325.00 which is more than I can afford at this time. I am asking if anybody has any suggestions on how I can get a private loan with my payment plans mention or could you be the one that might be able to provide this type of private loan for me. I really need to continue working to survive and getting a vehicle will really help. Thank you for your time and wait your response. Kevin
Answer:Start looking for a much older cheap car in decent condition. Look in the paper or craigslist. You will pay more from a dealership and you really don't get any better service anyway. Save 2 months worth of payments and buy something in cash.
Answer:Good Day To Every One Who is need of loan.I am lee chan here in Singapore i saw your question on how you need loan God has helped me from bad dept through Blessed Hands loan firm he helped me with $70.000USD i and my family we are happy today contact him now here is the email:blessedhandsloanfirm@yahoo.com
Answer:You need to go to www.daveramsey.com and find out what time his radio show airs in your area.
Answer:If you have bad credit then any loan you get will be on bad terms…there's simply no way around this….sorry. Try to seek out help from private or religious charities in your city.
Stay away from any person or firm people that promises to qualify you for a low interest loan as long as you send them a large up front deposit. These are all scammers…usually Nigerian nationals with associates in the USA. Once they get your money you'll never hear from them again.
Answer:Well, if the banks cannot give you any loans, then you will have to try to get a personal loan. However, take a hard look at your credit. Why is it poor? What could you do to make it better? Four thousand five hundred is not something considered small, Kevin. Have you considered asking for a cosigner? I don't think you could get a loan (unless with a loan shark) without a cosigner.
Have you tried to look for a car in a smaller price range? $2000? Perhaps you could try local car dealers to see if they have something that could meet your needs.
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